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Published on 1 Aug, 2025
Hey Legend,
 
How times have changed.
 
This time of the year always brings back Facebook memories from our travel experiences.
 
  • Tomorrowland in 2015
  • Greek Island hopping in 2017
  • Snow trip to NZ + Splendour in the Grass
 
We had some EPIC adventures in our 20s. 
 
These days with two young kids, our July adventures look a little different… 
 
  • Projectile vomits
  • Poo serpents in the bath
  • Trying to find Mrs. Longfoot…
 
(Mrs. Longfoot is a toy Tyrannosaurus Rex. Clifford once said she had ‘long feet’ – hence the name. She’s been MIA for weeks!) 
 
Life is different. But in a great way. 
 
In my 20s, life was all about music festivals & travel. 
 
Now in my 30s, life is all about family & my mission. 
 
It’s funny how much your values shift as you enter different phases of life. In the moment, you think things will always be as they are. But you are forever changing. Life is forever changing. 
 
One thing that hasn’t changed for me in the last 10 years (and probably never will) is my high value on financial independence & freedom. 
 
It’s been almost 10 years since I purchased my first parcel of shares in the stock market.
 
This conservative first investment of $5,000 in a listed investment company called ‘AFI’ has now grown into a $83,000 position.  
 
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The returns on this position aren’t headline worthy. 
 
In fact, they’re quite boring. 
 
But you know what’s not boring? 
 
Even if I don’t add another cent to this position, it will still compound into roughly  $836,000 in 30 years time. Which would produce a passive income of $42,000 per year
 
What kind of adventures would you take your family on with that kind of surplus income?  
 
You don’t need to chase high-returns to do well investing.
 
You just need to, 
 
  • Keep it simple
  • Consistently feed your investments
  • And practice patience (the hardest part)
 
I’m no guru. And I’m not a licensed financial advisor. So I can’t tell you what to do with your money. But I feel it’s my duty to share my personal experiences to educate and inspire action. 
 
I don’t know what my 40s, 50s and 60s will look like. 
 
But I do know this – I’ll be proud of the seeds I planted when the kids were still chasing dinosaurs. 
 

Have a great day,
Marshy
 
P.S. Want to start planting your own seeds?
 
I’ve made the replay of Monday night’s workshop available: “How to Get Your First $10,000 Invested (using Raiz)”.
 
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WHO IS MARSHY?

Financial Habits Mentor & Host of the Podcast ‘Money Mastery with Marshy.