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Published on 18 Jul, 2025
Hey Legend,
 
Our coffee machine has been playing up for the past 6+ months.
 
The steamer that froths the milk hasn’t been working properly. And only Kaci has the magic touch to get it to work! 
 
I used to make most of the coffees in our household. But since the steamer started playing up, Kaci’s the only one who can do it.
 
We’ve been putting up with this inconvenience for far too long. 
 
On Monday this week, enough was enough
 
After not much sleep, and being up for 3 hours without breakfast or coffee – Kaci was having an EPIC battle with the steamer to make our coffees.
 
After much frustration, she finally succeeded in making our two oat cappuccinos. 
 
But then disaster struck…
 
Kaci accidentally knocked my coffee off the kitchen bench. 
 
It went everywhere! 
 
All over the kitchen bench. All over the floor. All through the top drawer where the cutlery is kept. It looked like Arnold Schwarzenegger had just blown our kitchen up with a mini-gun like that scene from Terminator 2.
 
This was the final straw that broke the camels back. 
 
Kaci immediately hunched over and broke down into tears. Poor thing. I gave her a massive hug and cleaned up the mess so she could enjoy her breakfast and coffee. 
 
Seeing Kaci frustrated and upset finally kicked my procrastinating butt into action!
 
I finally took our coffee machine to get a birthday. It was so damn easy to do. 
 
So why did we tolerate these pain points for so damn long? 
 
In more positive news, our Raiz account crossed the $10,000 mark again.
 
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Whenever our Raiz account crosses the $10,000 mark, I take $10k out and then invest it in our bigger brokerage account that has multiple 6-figures invested. 
 
Investing is a LONG (and often boring) game. 
 
Having $10k as a little mini-goal is a fun way to keep things interesting as we slowly compound our way to a 7-figure portfolio. 
 
Just like with our broken coffee machine, taking that first bit of action is the hardest part when it comes to investing & building wealth. 
 
But once you start, you realise it’s actually pretty easy – and you wish you’d done it far sooner! 
 
On Monday (the 28th of July) at 7pm, I’m going to run a 60-minute interactive workshop where I will show you: 
 
  1. How I set up my Raiz account
  2. How I’ve gone about building a multi 6-figure investment portfolio over the past 10 years.
  3. And answer your questions on getting started
 
If you’re keen to join, tickets are $27 and limited to 10 spots
 
However, 
 
I’ve set up a coupon to get $10 off (for the first five people only). 
 
Simply enter ‘SPILTCOFFEE’ at the checkout. 
 
 
And finally, if there’s been something you’ve been putting off for FAR too long – let this email be your reminder to get it done. 
 
It’s easier than you think. 
Have a great weekend,
Marshy
 
P.S. Full disclaimer, as a financial coach I am not a licensed financial advisor. So I can’t tell you what to do with your money. But I am an open book, and I can show you what I’ve done which will hopefully inspire you to start your journey or take it to the next level!
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WHO IS MARSHY?

Financial Habits Mentor & Host of the Podcast ‘Money Mastery with Marshy.