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Published on 31 May, 2024
“If you’ve got a billion dollars and you’re ungrateful, you’re a poor man. If you have very little but you’re grateful for what you have, you’re truly rich.” ~ Sir John Templeton 
It was Monday morning. 
I sat down in my office to start writing this newsletter to you. 
But I had nothing. I felt flat. I felt frustrated. 
Nothing I did seemed to be working.
I spent hours on Saturday morning creating a newsletter to educate, entertain and empower people to take action, but the response was crickets…
Business can be gut wrenching.
Sometimes it feels like you’re getting repeatedly smacked in the face by Mike Tyson. 
I needed a hit of inspiration.
So I pulled out a book from my library. 
The book that grabbed my attention was ‘Money: Master the Game’ by Tony Robbins.
I skimmed through the contents page to find a section that appealed to me. 
One of the final chapters jumped out at me.
Although this book is about mastering the game of money – this chapter highlighted that financial wealth without other types of wealth (emotional, physical, spiritual) leads to an unhappy existence.
At the end of the day all everyone really wants is to be happy.
Yet here I was feeling miserable? 
Three Decisions that will keep you Broke, Unhealthy and Unhappy
I continued to read on. 
I’ve been in the coaching world for five years now. 
But sometimes you can forget the basics. 
This chapter brought me back to the basics of living a high quality life.
Tony shared the three decisions you can make that will determine the quality of your life in any given moment.
  1. What are you focusing on?
  2. What meaning are you giving to it?
  3. What are you going to do about it?
If you make these decisions unconsciously you will live life like the majority of people who are broke, unhealthy and unhappy.
But if you consciously make these decisions you can change the quality of your life in an instant! 
Bad Decision #1: Focus on What you Don’t Have and What’s Going Wrong in your Life
One of the first success principles I learned when I started my coaching journey was what you focus on is what you get to the exclusion of everything else. 
I realised I’d been focusing on all the things that were going wrong in my life.
  • The lack of results in my business
  • The lack of money flowing into our bank accounts
I was tuned into PovertyFM. 
Because I was focusing on what I didn’t have, my internal filter was set to look for evidence to confirm the lack I was experiencing.
It becomes a self-fulfilling cycle of doom and gloom… 
Bad Decision #2: Make up a Sad Story as to Why Things Aren’t Going Your Way
We are meaning-making machines.
Everything that happens in our life is neutral – but we create a story about it and attach meaning to it. 
The meaning we give to our circumstances determines whether we feel good or bad in any given situation. 
Because I was focusing on the lack of results from my business I’d created a story in my head that said: 
“I’m a failure”
“I’m not good enough”
“What I do isn’t valuable”
Was any of this true?
But because I was tuned into PovertyFM, I’d created a sad story about my results and consequently put myself into a funk.
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“Meaning equals emotion, and emotion equals life. Choose consciously and wisely. Find the empowering meaning in anything, and wealth in its deepest sense will be yours today.”
Bad Decision #3: Choose to Loathe in your Self-Pity
The story and meaning we create about our situation puts us into an emotional state.
We take action based on our emotional state (how we feel).
Because I was tuned into PovertyFM, my emotional state was one of depression and despair. 
There was no way I was going to create positive outcomes in my life when I was operating from this frequency.  
When I’m tuned into PovertyFM, there’s a pattern that I can fall into: 
  • Distancing myself from people
  • Stop showing up on social media
  • Avoid having conversations with Kaci
I retreat from life.
And this is where I’d found myself.
Tuning back into a Higher Frequency – “AbundanceFM” 
Life f*cking sucks when you’re tuned into PovertyFM. 
It was time to tune back into AbundanceFM.
The first thing I did was write down 10 things that were going well in my life in my diary under a header called ‘AbundanceFM’. 
This helped me shift my focus and get me back into a state of gratitude
The next thing I did was look for evidence to support my new empowering story.
“I am enough.”
“I am successful”.
“I have massive value to give.” 


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The final part was to take action from the empowered emotional state I created. 
One of the actions I took was to write this newsletter for you.
If you’ve been tuned into PovertyFM like I was, I hope this message helps you realise you have the power to change your emotional state and the quality of your life in an instant.
To tune back into AbundanceFM, ask yourself these three questions:
  1. What am I choosing to focus on?
  2. What meaning am I giving to my situation?
  3. What am I going to do about it?
Big Love,
~ The Financial Habits Mentor ~

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Financial Habits Mentor & Host of the Podcast 'Money Mastery with Marshy.


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