Hey Legend,
Do you ever feel like you’re grinding away – working hard, parenting, building a business – and yet still thinking,
“What’s all this for?”
That’s exactly where my clients found themselves when we caught up in our latest coaching session.
They’ve been making some serious moves:
- Two businesses growing
- $94K sitting in savings
- Clearer structure around tax, redraw, and emergency funds
- Real traction on their long-term wealth goals
(And somehow managing to raise four children)
But here’s the thing – they were still feeling… off.
Why?
Because even with financial momentum, they didn’t have a short-term, emotionally compelling “why” pulling them forward.
So we zoomed out.
We spoke about their financial thermostats – the invisible limits we unconsciously set around how much we allow ourselves to earn, keep, and feel comfortable having.
They realised they were bumping up against their own internal “ceilings” – not just with money, but with what they believed was okay to enjoy, spend, or even desire.
And that’s where the conversation got interesting.
“What if your $100K ceiling could become your new floor?”
“What if you gave yourselves permission to create now… not just someday?”
They lit up talking about a dream family trip to Noosa.
(Well, ‘the husband’ lit up – ’the wife’ was pragmatic as ever, balancing dreams with logistics… which, let’s be real, is important when you’re raising kids.)
But what mattered most?
They reconnected as a team.
– They saw how a shared short-term goal (a “sailing boat,” as I call it — inspired by
Erin Carey’s story) can make the financial structure meaningful.
– They saw how renovating their home could improve not just their equity position – but also their pride, peace, and even their self-image.
– And they remembered the real goal: freedom, legacy, and time with their kids – without money being the limiting factor.
Big takeaway:
– Numbers create clarity
– Emotions drive action
– Alignment is the secret sauce that keeps couples moving forward
If you’ve got goals, but no emotionally compelling reason to stay consistent—that’s the work.
So here’s a challenge for you this week:
Identify your version of the “sailing boat” goal.
What’s the short-term, tangible, feel-good reward that reminds you why you’re doing the hard things now?
Write it down. Speak it into existence. Share it with your partner.
Then watch how your momentum shifts.
