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Published on 15 Mar, 2024
“If you’re not making money from your phone then you don’t have a smartphone – you have a f*cking dumbphone.”
Do you have a ‘smartphone’ or a ‘dumbphone’? 
If you want to turn your dumbphone into a smartphone and start earning an income online then this newsletter is for you. 
I fell into the online business world by accident.
When I first started my coaching business in 2019 I had no idea I would end up in the online space.
I used to drive to my clients homes to do face to face coaching sessions with them.
Ahhh the good ol’ days. 
Then in 2020, COVID hit…
That meant no more face to face coaching sessions.
While everyone was freaking out and pissed off they couldn’t leave the house, I was excited because I could stay home and work on building my business.
I’m a weirdo, I know.
I commemorated the moment by going to Harvey Norman and investing in a new desk and office chair.
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COVID was my opportunity to double down on my business and make the switch to online coaching.
This meant:
  • No more travelling to clients houses
  • My reach was no longer limited by my location
  • I could work with people from anywhere – as long as they had an internet connection
It’s pretty crazy.
What started out as serving people in my local community has now expanded to working with clients internationally.
A mentor once told me – “Start Local, Build Global”. 
And that’s exactly what’s happened.
Online business has been the vehicle that’s allowed me to express myself creatively, build freedom and live life on my own terms.
Becoming a Creator
If you want to start earning an income online then you must switch your mindset and behaviour from that of a ‘consumer’ of information to a ‘creator’ of information.  
We are ALL consumers of information. 
However, only a small percentage of people are creators.
Creators share their knowledge, skills and interests online to create value for consumers.
Consumers get educated and entertained
Creators get paid.
Right now I am sharing my knowledge and experience with you. 
In this scenario I am the creator, you are the consumer. 
If you want to start earning income online then I encourage you to become a ‘creator’ rather than just a ‘consumer’ – start creating value for others by sharing your gifts and interests. 
Online Business Made Simple
If you’re new to this game (or if you’re a seasoned veteran) I have found something that can help you get started.
It’s a platform called ‘Skool’. 
Alex Hormozi recently invested $100 million into this platform which caught my attention.
So I decided to investigate. 
What is Skool?
I signed up to Skool and started playing with the platform. 
I was blown away with how easy it was to use! 
I’m not a ‘tech-savvy’ guy – but I found this simple. 
I was looking for a place where I could: 
  • Build a community
  • Host my content / courses
  • Host a calendar for my community to book calls
Skool ticked all these boxes (and more).
What I also loved was the monthly subscription based model. 
Because one of the biggest challenges I’ve faced (and most online business owners face) is inconsistent income
Skool provides a simple solution to build your Monthly Recurring Revenue (MRR). 
This is the platform I’ve decided to invest my time and energy in and where I’m building my online community – Money Mastery with Marshy
“My audience wants to make $10,000/month. So I’ve spent the last 4 years looking for the fastest, easiest, most likely way for beginners to get there. And finally, I found it. It’s Skool” – Alex Hormozi
What excites me about this platform is it gives people who are new to online business a clear and simple pathway to start monetizing their knowledge, skills and experience online. 
  • You don’t need any start-up capital
  • You don’t have to worry about holding inventory
  • You don’t need to worry about hiring other people
You can get started for free and earn while you learn
Skool and Hormozi have even launched ‘The Skool Games’ – a challenge designed to help new creators / online business owners share their knowledge, build a community and get paid.
Getting started has never been easier.
If you’ve been wanting to get into the online business world but you don’t know where to start then I can’t recommend ‘The Skool Games’ highly enough. 
If you’re already a creator in the online business space and you want a simple platform where you can:
  • Host your community
  • Create & build your courses
  • Build your monthly recurring revenue
I can’t recommend ‘Skool’ highly enough. 
This is the simplest solution I’ve come across to take the leap from ‘consumer’ to ‘creator’ and turn your ‘f*cking dumbphone’ into a ‘smartphone’.
If you have any questions about: 
  1. The community I’m building on Skool
  2. Starting your own community on Skool
Reply to this newsletter and let me know.
I’d love to serve you on your money journey in my community or help you get started building your own community – so you can share your knowledge, skills and experience with others and start earning an income online.

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Financial Habits Mentor & Host of the Podcast 'Money Mastery with Marshy.


  • Find the leaks in your money buckets
  • Reprogram your mind for financial success
  • Live Group Coaching + Community to help you on your journey

'Money Mastery with Marshy' Membership

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  • ‘Money Management with Marshy’ -  a 9-Step process to help you manage your money with ease & grow your Net Worth to $1 million +
  • Live Fortnightly Q&A  Calls to unpack modules and get support 

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  • For Conscious Business Owners who are doing $100k - $500k Revenue Per Year
  • Fix the leaks in your business & personal finances so you can save more and make more profits!
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